My feeling is to first and foremost get at least several weeks of supplies stocked up. You can do this by purchasing just a little extra each time you go shopping for groceries, etc. You will hardly notice the extra cost if you do it over the course of months or even a year.

Now that you have some piece of mind that you are prepared in terms of food, clothing, etc in case of emergency, do all you can to pay off your debt - including getting a second job.

Then, NEVER go into debt again. Pay with cash. If you do not have the funds on hand, do not buy anything.
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