you are pretty much outside hurricane country, but still in tornado country, so a 72 hour kit with water would be a start...a box of 4x4 sterile pads,4x4 non adherent pads, some Kerlix roll, bottle of Betadine, irrigation syringe and Coban elastic bandage material will get you started for first aid..

for my former students that ask similar questions, I typically suggest that they spend an extra $5 a week on adding to their stores of what they already consume... extra case of ravioli, tomato sauce and dry spaghetti etc. from Sam's until they have a 30 day cushion... after that the debt at usurious rates can be crippling... again, the Wendy DeWitt video has a pretty good commentary about the number of people that have cell phone coverage but no food prep