a little background... I'm a competition practical shooter, and have no claim to being anything more than having a better than average skill level at shooting holes in cardboard targets or knocking over pieces of steel...I'm also one of the original 5000 licensees in the state of Florida...since my retirement, I carry daily to those places allowed under Florida statutes...

several incidents led to my decision to do so...

the Luby's Cafeteria shooting in Killeen, Texas
the San Ysidro, California McDonalds shooting
the execution style murder of a Florida Highway Patrol officer on a section I75 that I frequently passed

as a retired school teacher, I have a very low perception of personal threat...so my carry style is rather slow to acquire...I upgrade to a larger pistol when I drive... an AR carbine is part of my hurricane evacuation plan