It all comes down to percentages and we all play the odds - You don't have to go to Las Vegas. If you take reasonable precautions against foreseeable problems, the odds increase in your favor. That is not to say that a meteorite will not come plummeting from the sky and conk you on the noggin, despite your best precautions.
So, BH, what is the rest of the story? Did the nice kitty attack?
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Geezer in Chief