Susan, I've got a similiar saying: You won't need it till you don't have it.
Samhain, My lesson was somewhat less painfull then yours. I went out with only a flashlight looking for an overdue hiker. It died as soon as I got into the trees. I made it back to basecamp, and he spent the night out. Thankfully he was a gear hog and didn't have to rough of time.
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Hope for the best and prepare for the worst.
The object in life is not to be on the side of the majority, but to escape finding oneself in the ranks of the insane