In reality, someone who is wealthy and smart doesn't need a BOB. They'll be gone long before trouble starts. Wealth usually entails connections to high level politics, which means they'll get word of whatever is happening long before we will. Access to privileged information enables wealth preservation. And thats the name of the game.

Perfect example is how then Treasury Secretary Hank Paulson warned major hedge funds about Fanny Mae and Freddie Mac's demise. While telling the public a completely different story. This just came out in Bloomberg.