You are right.
And many factors may affect the decision making.

When I was young , I used to drive my SEDAN to remote areas and camp for a day or two. If I got stuck, there was no one to help me. A few decades later, I was driving my 4x4 in some dirt road (firm enough for 2wd) and when I was faced with a patch of sand that required 4x4, I turned around.

I wasn't going to go through it with my family at sunset where no one was around !!!

Maybe sometimes we need bit of "foolishness" is needed besides all these tonnes of "wisdom".