Originally Posted By: JBMat
On a side note, Homeowners/renters does not, will not, has never, covered floods. If you live in a flood plain, get flood insurance. Totally different animal.


I have sewer backup and sump pump failure insurance, which is a totally different animal than the National Flood Insurance Program http://www.fema.gov/business/nfip/ . When I had a double(!) sump pump failure and flooded, my insurance company paid up promptly and in full.