I learned from guys on the job who had fires of their own !

Their insurance company said stuff like, "oh you can re-use those rafters" , they were burnt, chared but the insurance company said they were ok to re use. Who would build a house with burnt wood ?? They wanted to pay for carpet cleaning,look you'll never get the smoke smell out, you need new ones.

Fires suck for those who have them. But in my mind and who knows I've never had one of my own,but at 52y/o I could walk away with all gone as long as my wife and 2 college girls were ok .trust me I'd rather not.......

That said back up stuff ! Make copies of family photos, buy some fire safes. if your dad's dog tags and watch are important to you,get a safe deposite box! ( My own case, Dad was a WWII vet who came home after his brother was killed)


Stay Safe !