Like many others, I've always got short-term crisis and longer-term crisis in mind when prepping.

On the ST front:

1. Weather-related issues top the list. Heat, wind, rain and snow are the nasty trio, as much for the power-grid failures as for the damage they cause.

2. We live beside a major national highway and rail line. Chemical spills are a regular occurrence along these routes and the days until it's our turn are numbered.

3. An in-house emergency (fire or flood) is also a possibility so a quick evac is also a priority.

On the LT front:

1. The economy is on the top priority list. We live on a tight budget and prices are constantly going up. "Eat today at yesterday's prices and conserve as much as you can" is our motto around here and informs our purchases, habits and usage as much as anything else. (BTW - a year or two ago I would have put this as number 2 or even 3.)

2. We live in the danger zone of one nuclear power plant and I work right beside another that's dangerously close to home as well.

3. We are close to a rapidly changing flood plain so that's creeping up the list as well.

That's my top six!

Additionally, I also have those immediate, (hopefully) shorter term issues like a personal injury, car accident, vehicle breakdown, etc. These are much more likely scenarios. Very often prevention means success, but Murphy is always watching somewhere, so better to be prepared!