Plan for the future; what you'll do when things turn around. They always do.
I hope your problems are temporary. Most are.
Recessions and bad jobs/relationships/marriages all end. The worst fears are often over things that never happen.
Ask yourself 'can I deal with the worst that can happen?' if you can; where is the problem? You can bounce back when things pick up. And it's you and the rest of the world struggling at the moment. Don't feel you have failed.
Course none of this may apply to you. If you are riddled with cancer, and have a month left. I've no answers.
You always have us here on the forum to chat to.
qjs