Doug's got a good point. Far from thinking lawsuit, sometimes a neck injury presents late and can be much worse than it appears, especially after a high impact collision. Don't do anything physical until you get it checked out. A secondary injury could be much worse. It's not something you want to take a chance with.

My DW was a victim of hit and run last year. They caught the guy not long after. Her POV was taken to a shop and within a day or two was marked as totaled. Neither insurance covered a rental at that point. We have great ins. He had Safe Auto (not great).

We end up borrowing an extra car from our extended family. It was a junker that I eventually put about $700 back into it before returning it. So yeah, we lost money on that but when the POV was paid out the former car payment became maintenance payment. But it solved our problem for a few months.

We nowhere came close to recouping our financial, emotional and physical losses in that accident. I hope that things work out well for you.

Word of advice. Do not baby or alibi any potential injury. If you suspect whiplash schedule an appointment now. Then when they give you physical therapy do not miss a single session. They give you 10 sessions. Complete 10 sessions. or whatever. If they diagnose a problem and you decide you're too busy to make the appts or start feeling better sooner so you stop going, you are going to kick yourself when you try to settle this for the most amount of money you can.

My local bus has a similar card. It expires after 2 years, though. I have one for convenience (and a 25% discount), but it's not essential in emergencies because the bus driver will give change.

The main thing I've done is find somewhere to live close (but not too close) to where I work. Nowadays I normally drive, but once a week I take the bus in and walk home.

Great idea to keep a re-loadable transit pass handy. A ride from the train station home costs about $3 here but a comparable cab ride is about $15!

Did that pronto. I didn't feel the pain and numbness until a few hours after and saw the doc the next morning. X-rays were snapped and Advil swallowed. It takes a few days for the doc to review the pictures but already the sensation is feeling more normal. If problems present themselves later on I want evidence that I can go after the insurance. If necessary they can do MRI's. I've also got coverage at work that covers things like chiropractors and therapy.

In Saskatchewan we go this thing called no-fault insurance. It means they pay up sooner and with fewer requirements for documentation but the downside if your injury is one of those ghost injuries that is difficult to figure out and you have lasting effects beyond 2 years, they you are hooped because they eliminated the ability to sue the at-fault party! Ah, the benefits and pitfalls of socialized insurance. The insurance cost is cheap (<$1000 for me last year) but then so are the benefits.

I hope your insurance company and his insurance company are not the same insurance companies. Somehow, whenever that happens, everyone loses except the insurance company (hardly).

Sue

This is Saskatchewan. Everybody is mandated to use SGI for base insurance.

Jackie, I wouldn't recommend it, but the original mode of 'alternate transportation' was the thumb.

Sue

I was thinking that just the other day, Sue, as I passed a hitch hiker. Things sure have changed!