Ya know, I realized I just thought about my backpack and my Jeep. Thanks to bacpacjac & joel I realize I EDC a super compressed heat sheet and have an collapsible UL umbrella in the Jeep. AND my wifes van has kids ponchos, umbrellas, and full weather kit for adults.

Moral of the story, it's one thing to be prepared, another to know your assets. Geesh.