The cheaper ones are lighter, which is often what you want when hiking.  The Heatsheets Emergency Bivy, around $16, weighs about 4 oz.  For #34, the Thermo-Lite weighs close to 7 oz.  It is probably a little warmer (I have not yet had to use either of these for real)..  The Heatsheets is what I tuck away routinely, and I will bump up to the Thermo-Lite when I can afford the additional weight and conditions might be a bit more severe.  I have no experience with the SOL version, but I doubt that it is radically different.
I don't know why you would bother with any of these in your vehicle.  Weight won't be a major consideration, so throw in a full bag that will keep you snug and warm.
In trials in my living room, I have noticed a fair amount of condensation.  Others have made the same observation.  Nontheless, In a tight situation, I would welcome any of these models.
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Geezer in Chief