To answer the original question of "How can I tell?". The answer is, you can't, and that is precisely why everyone tells everyone to treat them as live, and to stay back.
See this video:
http://www.youtube.com/watch?v=kVXi_0H_ZzMThis video shows a tree being blown into power lines, and it illustrates a couple of things:
1. The lines remain energized long enough to burn the tree. A current is being applied between two points, and no effect on power transmission. This is probably happening between the two sets of power lines (the high and medium ones shown in the video). In other words: The system does not detect the problem.
2. Once the line shorts (about the 4:00 mark), automatic breakers trip shutting off power. This is what you would expect, right? Then, what you would not expect (but has been mentioned here) is the additional shorting. That is the system attempting to clear the obstruction and returning the system to normal. Useful for clearing squirrels and other small animals. This is an AUTOMATED response to the transient power issue and is NOT initiated by a human.
Rules of thumb (yes, already mentioned):
- Treat all WIRES as live (regardless if they are telephone, cable, or insulated)
- Stay back at least 3 poles away from a downed pole. Tension in the lines could cause a cascading failure of the poles down from the broken pole.
Please watch the following electrical system safety video:
http://www.youtube.com/watch?v=7VXEb3_apOc ( ~20 minutes long - geared towards construction workers below supervisor level. Does contain good information on emergency info.)
This video shows the conductive nature of a steel-belted radial tire:
http://www.youtube.com/watch?v=UqcK2t6eWrsThe design of modern electrical systems and liability issues, no one will tell you how to really tell a line is dead. Pretty much comes down to a human telling another human "I shut off the power to that line by a physical mean".