This is THE one thing that NOBODY likes to talk about ... thinking it will somehow hasten the inevitable. What a lot of people don’t realize is that when you die, YOU are gone, and everyone ELSE has to pick up the pieces and figure out what to do. It may not be what you wanted done, but if you left no guidance, and then you have no one to blame but yourself. And as noted here, if you die without a will, the state gets most of the money, not the people you may have wanted it to go to.