I have $250 in my EDC, another $250 in the Get Home bag in my truck, and $500 in my BoB. Since I also carry at least $250 in my pocket, that gives me quick access to between $500 and $750 when I'm out and about, or $1,250 if I can get home.

Having weathered some mini-disasters where cash was not immediately accessible, I keep between $1,500 and $3,000 cash in my safe at home. It also is convenient for paying tradesmen and contractors, who typically give a good discount and preferential scheduling when paying cash. I generally throw another $100 in the safe each paycheck, and then invest half when it gets to $3,000.

Recently I've been buying silver and gold coins for investment and preparedness reasons, mostly Silver Eagles and 1/10 Gold Eagles. I now have about $2,000 in silver and gold coins in my home safe. I try to add a few more whenever there's a dip in the market, or when I have enough disposable cash to warrant an order large enough to get a good rate.

So all total, I have about $5,000 I can draw on if SHTF, assuming I can get home to my safe.

Did I mention my safe is embedded in the concrete foundation of my home and well hidden, that I have a very protective dog, and several firearms within easy access?