...But basic First Aid is better than nothing, and no matter what you take, concentrate on stopping bleeding and treating for shock, in *most* (not all) situations, you'll be fine (and you probably won't need a book/binder, as long as you have a suitable FAK). Without some basic first aid training, I don't think the binder or book will do you very much good, and may actually mislead you - the extreme is always the guy who decides to do a tracheotomy on his 12 year old, based on manual instructions, not training - and its worse if you do such a procedure on a non-relative.
I agree with most of what you're saying, but I have to disagree on the first aid book. I remember how to treat shock (legs up, keep warm) and my CPR (30+2), but lesser common injuries (pet bites, insect stings, etc) I need a reference. Your memory is going to be on the fritz in a stressful situation.