Sure, ok in the long run. What happens in the days or weeks following a disaster, how do you get to your money, how do you proove what you had, whose word wins in you say you had more than the bank says once they dig their records our of the remains. You will eventually get it back, its the time in between that I worried about. I have accounts at tow banks so if sone does have an issue I can use the other in the meantime,.