A good friend had a serious problem with them in processing some transactions, costing him dearly and creating an ongoing problem that took months, and hours upon hours of his and his wife's efforts to resolve. As he is still contemplating legal action, I cannot say more. For more than you ever wanted to know, just do a search on Google and you will read of numerous horror stories. When things go awry, as they apparently do with regularity, the company is totally unresponsive. There's no indication that has changed since their purchase by Ebay. While their standard counter is that only a very small minority of transactions involve such problems, when you are doing millions of transaction, even a faction of a percentage is still lots of people being harmed. Given their attitude, I'll just pass, thank you.