My father's uncle came over from Italy in the early 1900s. He spoke english well enough, though he understood it perfectly.

He bought land to start a farm and held onto that land until the offer was too good to refuse. He had several million in the local bank. He continued to dress the same and live frugally.

He walked in one day to get a cashier's check to pay a bill and the teller wanted to charge him a fee. Great-uncle asked the teller to "talka to Bill". "Bill" was the manager/president of the bank. Needless to say, Great-uncle didn't pay a fee for the check.

Never judge a book by it's cover.