I think the statement that I don't know enough about radio to really understand the answers is a fair one. For example, I have no idea what the meter ranges are. Does this actually refer to antenna size or is it an alternate description of frequency?

It sounds like I should get certified in HAM if only to learn a bit about the topics and determine how much I want to invest in equipment and time after I know a bit more. Any one think it is a bad idea to take the test/learn about it?

I'm very interested in a hand held (I think one was mentioned) that can LEGALLY transmit on both marine and HAM bands. FRS would be convenient skiing, hunting, etc, to communicate with party members, but a handheld waterproof vhf/ham would be great for both marine use, possibly hobbie use, and emergencies.

Thanks again for all the help!

R