Thin ice. Well said.
Though I'm a pretty cautious person I don't think I'm an alarmist. But I've got a few hints lately that the situation might be a lot more dangerous than it seems. I know a few people high up in the financial world who've lost all faith in the banking system (the very system they developed themselves). It's not encouraging to see people withdrawing huge sums and keeping a big stack of cash just in case.