Witch is why this forum exists, right? So that those of use to choose to, can be attempt to prepared for possible foreseeable scenarios. Weather it's a car accident, plane crash, getting lost in the woods, earthquake... or social collapse. Just like all emergencies, you never "know" when they will happen or how they will play out. You can, however, think about possibilities probabilities. The chance of me dying in a plane crash are almost none if I never fly. That said, when I do fly, I think about what could happen and what I might be able to do about it; watch the safety instructions and count how many rows I am from an exit. I don't think about that if I'm not flying. There is (in my view) great potential for things to get really bad in this current economic situation. I'm hoping for the best and trying to prepare for the worst.