Yeah, I take the train.  I can jog 15 minutes from the station to home, I can walk 5 minutes from the station to work.  If it is bad enough that the trains aren't running, I can camp out at one of the fine hotel establishments here downtown, currently running on average less than 60% occupancy.  I have an in with the Courtyard Mariott here that would pretty much gaurantee I would have an overnight place to stay and preference.  All I have to do is make a quick phone call.
Worse comes to worse, I can always sleep under my desk if need be.  
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The ultimate result of shielding men from the effects of folly is to fill the world with fools.
-- Herbert Spencer, English Philosopher (1820-1903)