How small is "DW" mine is right at 100lbs and 5' even and she LOVES her Rem870 12ga.

I do plan to get her a 20ga for shooting clays though, something she can shoot LONG term without any issues

Charles Daly while not as big as the others is not `unknown` either.

What kind of accessories do you want? For protection just make sure it works, and maybe add a mag tube ext. on it.