I will leave the long version to those who made it farther than 1 semester in law school, but . . .
One must remember that in a civil case there are two things working against the defendant: 1) Proof beyond a reasonable doubt is not necessary. 2) In a civil case the defendant must prove that they are not "guilty" (insert proper term in the quotes Jeff). Whereas in a criminal proceeding the defendant is considered innocent until proven guilty by the state.

I discussed this with my counsel, (try being a builder and NOT having a lawyer.) and he told me from here out that unless I was directly involved in the accident all I should do is offer to call 911. He might be right, I just hope I don't have to find out.

It's nice when #1 son is your counselor's assistant coaching a mite development hockey team. Bills are somewhat smaller for after hours work.