Thanks for the comments, MiniMe and Survivalperson...I agree that I have made a calculated decision that while in my home city and just doing normal "out and about" stuff, I'm likely to be able to make it home within an hour or so in most foreseeable scenarios, even via a circuitous route on foot, and that if my home is destroyed or unsafe I have a number of other places and friends to go to as backup.
I may have overstated the simplicity of my "EDC" - I generally bring that small PSK pouch around with me even when just going for a long walk in the city, and always when I travel.
I'll also note that I'm always aware of the news and continually appraising what's likely to take place out there, and will adjust what I carry accordingly. If serious unrest seemed to be brewing even at home, I'd a) change my patterns and consider not going out and about and b) if I did, would carry a lot more of my modules. For me it's all about calculated risk/benefit.
As for the larger kits, I go for multiple redundancies and do indeed carry wilderness survival items (I listed a few examples at the end of the post - but Minime, since you asked, I may go ahead and do another post with the contents of the Day Pack kit.)
Perhaps I have a wider spread compared to many folks here between my everyday stuff and what I carry when backpacking or piloting - or when the situation seems threatening (less everyday, perhaps more than others when in wilderness scenarios, especially when piloting). Guess that's why I like the modular approach!
Thanks for the thoughts...