Excellent points - While slipping in the tub or a car crash isn't as 'sexy' as a tsunami, both are many factors more likely. Plan for the likely and the realistic:

- fire extinguisher, smoke ( and co2) alarms, evacuation plan
_ take care of your health
_Use common sense

Just a few pointers to start


( ans those 100 year floods? They seem to be hitting about every 20 years...)