Originally Posted By: paramedicpete
Questions:

If a CERT Team member is injured while providing assistance during an event, who covers their medical and or disability expenses? If a CERT Team member is injured or disabled and is unable to work, do they have some sort of legal protection from being discharged from their place of employment?


This is not legal advice, although I am a lawyer.

Very generally speaking, officially FEDERALLY activated "intermittent disaster responders," Such as Disaster Medical Assistance Team members, fall under the job protections provided by USERRA (Uniformed Services Employment and Reemployment Rights Act), but are without disability coverage. They are also protected from civil liability under the FTCA (Federal Tort Claims Act).

Unless your state has specific legislation on the topic, I'd guess that you are most likely NOT provided disability, liability or employment protections. But you MAY have some liability protection under your state's version of a "Good Samaritan" law, or not. These state laws vary widely.

Also, be aware that participating in any sort of organized rescue group, whether paid or volunteer, MAY cause you to be excluded from your personal medical, liability and/or disability insurance coverage.

Again, this is offered only for general discussion. Consult an attorney familiar with your jurisdiction's laws for specific information and legal advice.

Jeff