Most of my preps center around cold weather at the moment because of where I live. Slick roads, loss of power and heat. I keep wool blankets, food, tarp, fire kit, extra clothing and an ax and shovel in the car. In my dorm I keep a sleeping bag and bivy sack (which also go in the car for long hauls or trips to the mountains) and a king sized Hudson Bay blanket on my bed. I suspect a fire would be more dangerous then cold in my small room. I figure if I'm prepared for spending a couple of days to a week with out powerr in the snow I have most other situations pretty well covered.
I also prepare for day to day dangers esp. other people and I carry kit when I go hiking.
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A gentleman should always be able to break his fast in the manner of a gentleman where so ever he may find himself.--Good Omens