Thanks everyone. I will look into your suggestions.

The hard part is that it just isn't very cold most of the time here in Hawaii. But when you are wet and the wind is whipping, it still chills you. Especially when stationary.

I have yet to find a jacket that will keep out the wet, keep out the wind, yet let me stay cool.

My sister bought a London Fog parka for me and surprisingly, it was pretty good. In cold snowy and windy slush in Boston, it kept me warm. In Hawaii, with the liner out, the temperature was reasonable and I don't get all sweaty. But where it fails is in heavy rain. The rain gets through in the worst place. At the hood attachment on the neck. So after 15 minutes of heavy heavy downpour, water gets through and starts running down my back. I gotta tell you...that sucks! So I haven't used it in rain again and I even removed the hood. As a jacket, fine, for rain, no way.