Us too. To help out even more, our most used credit card is an American Express from Costco. Ours is the older version, we get 1.5% back in cash for everything we put on it outside of Costco, and 2% back for Costco purchases. Almost all of our normal monthly payments are automatically put on the card. We ALWAYS pay it off completely every month, and in a normal year we will get between $600 and $700 back from Amex and $150 or so from Costco, just for using their card, giving them zero back. Free money...