Aloha IronRaven,

FYI...Financial people would likely be prohibited from commenting on financial matters in a public forum without some kind of prior approval, so you might be best served seeking an advisor local to you.

It's right next to the DWIM (do what I mean) key on my computer...

Good points Art.

Concerning credit card fees and even bank account fees, they are all negotiable. When I renew my mortgage I get price quotes (play one bank against the other) then when you think you have pushed them to the max, ask for no fees on your CC and accounts, I even had the bank give me a free safety deposit box in last round. I really enjoy these negotiations; maybe too much?

Mike

I was just looking for that one tonight. Usually I like the new office layout. It makes charts & presentations much easier. The equation editor in Word leaves a lot to be desired.