I don’t know that insurance can be called credit? And the hospital charges well for it’s serviced, don’t make them out as a money-strapped entity.

I never said to stick taxpayers with a bill; I said you don’t need a CC (or even credit) to get help at a hospital. If it’s a life issue they give you medical help and then get your insurance and payment info later.

I had a heart attack, my dad and I were having lunch and I had the attack, he drove me to the hospital. They ran me into the CAT lab almost right away. It was the next day before they got my insurance info. No credit needed to have the stints put in.


Back to the issue of credit, I don’t think it’s needed to build wealth. Some people do it, but the track record of how the American people use credit does not play out to building wealth.

You can’t barrow yourself into wealth or out of debt.

No money advisor worth his or her salt will tell you credit builds wealth.