Quote:
Start using a debit/check card only. The check card works exactly the same way as far as the store is concerned and has the same fraud protection, but you will probably find that you spend a little bit more wisely.


If I understand correctly, debit cards withdraw the money from your account immediately. This means I lose the interest on the money from the transaction date until the credit card payment clears. Admittedly it's usually not much but if you watch your pennies your dollars take care of themselves. Also, what happens when you need to dispute a charge (i.e. it accidentally gets submitted twice)? Are you out the money until it's resolved?