On a personal level, I am all for face to face aid. I like the idea of helping those I know and likely care for. I have a vested interest in that.

However, I no longer contribute to big anonymous charities anymore. Far too much of my income has been unilaterally dedicated to helping folks I will likely never know. I had no say in the matter, and so long as the practice continues, I cannot afford to contribute any more than what is presently demanded of me that way.

If someone comes to me one on one, in genuine need, I will do all I can for them, but no more of this bailing others out of their misfortune without first considering at least the cause, if not the solution. I've had more than my fill.

Kudos to those of you who still have surplus income to contribute. I am not at that point in my life as yet.