My potential ditch bag budget now far exceeds all other sailboat-related acquisition and first-year costs, except for consumables. Good thing I don't plan any extensive cruising until year 2!
Living aboard is not much different than cruising IMHO, other than the time between supply stops, pump outs, etc.. You still have to maintain the boat and keep it in good condition. You living aboard costs may be close to the basic costs of cruising. You are spending the same time on the boat, maybe just not moving as much.
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