The Kochansky words aren't a depiction of reality, they are a pep talk. Pep talks generally have little to do with reality. This discussion is at core a theological argument, contrasting different views of the universe: Benign universe vs Vengeful universe, universal forgiveness vs original sin. As such, we may be in proscribed territory.
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Dance like you have never been hurt, work like no one is watching,love like you don't need the money.