Unfortunately I'd have to say no. No one (no politician) wants to spoil the party and ask the waiter for the tab. The news today mentions the fed lowering the reserve requirement to 20% of minimum (down from 30%) for fannie mae and freddie mac. How is guaranteeing a couple trillion more in shaky home loans a sound decision? I smell a taxpayer fleecing as the fed is who pretty much backs those two giants. I guess my point is that things are pretty desperate, and no one (in a position of influence) is doing much to change it.