> So I don’t see it as detached to want to bug out because it could go big
> and at the same time expecting the house to still be there when the fire
> is over.

I agree - as I said, my concern is earthquakes where I don't expect the house to survive in a big earthquake/fire. My question then is who do you think would go in and take your stuff during such a fire? Again, my perspective is long-term abandonment with people in long-term survival mode. A refinery fire might be days?