I spend the majority of my time in an urban or suburban environment. The more rural is scattered with small woods. When I do get out into the sticks it is with my truck.
In a suburban environment there isn't much need for an extensive PSK. So I just cover the basics. A Leatherman, watch, a tiny LED light, a mini-Bic, a small hank of light line, pencil and pen, wallet with a couple of folded 3by5s and business cards, cell phone, and a bandanna. I dress for the worse so it gives me a lot to work with.
The pieces are scattered in various pockets and the pieces get lightly used regularly.
The truck has a larger kit.
Hiking and camping I carry a more extensive but compact kit in a LBE ammo pouch.
I have been thinking about getting some form of the various 'Survival card' that have bits in a form that fits in a wallet. It might add some redundancy in my EDC. So far I haven't found one I like enough to come off the money.