Ya I believe that the bird flu is pretty much a lot of hype as it stands now, but it could easily mutate into something nasty kinda like the great flu pandemic. You just never know, that doesn't mean you need to hide under the bed though. At least for now. :-)

I am more worried about a bigger, better terrorist attack. I mean, if you think about it, 911 was pretty small on the scale of death vs impact on the US.

Dave