Those that depend on others for thier survival are already doomed. Like people who go into the woods with only a cell phone they are relying on others ability to get to them in time to save them instead of practicing a few skills and buying a few inexpensive items and takeing responsibility for themselves. They are going to feel foolish when they are starveing at home cause they gave someone 50grand when they could have spent a couple hundred and ate well. Heck look at katrina the gov has all the money it can print and the resources of the military, national guard, state police, fema, red cross and thousands of volunters and they all knew what was coming for an f'n week beforehand. Now picture this a company with maybe a handfull of employees with probably alot of clauses in your contract that says if you die your family cant sue is going to:
a. Wade threw a mass of rioter/looters after a terrorist hits your city to save you.
b. Go into your city against a gov quarantine and face off with the national guard and military to pull you out after a nuke/bioweapon goes off.
c. After major hurricane/earthquake/flooding they are going to spend a small fortune on a search and rescue team to go in and resque you.
d. Point out that in your contract they used the clause "if possible" or some other legal bs and say better luck next time.
now I'm betting it would be d every time and thats assuming after he gets a few hundred suckers that he doesnt leave the country or go into bankruptcy or something.