In my case touch screen problems aren't a problem...it's a blackberry.
I'm going to order the Otterbox defender for the 8130 when it comes out in the new year. I made some calls and apparently the mic and speaker holes have been specially acoustically improved...designed by some company who specializes in such things. I'll have to order straight from Otterbox though. None of the local carriers bring them in. The phone models change so fast they always end up getting stuck with old stock they can't move.
Bluetooth is something I use all the time anyhow. I have a Parrot 3600 kit in the car and several Bluetooth earpieces. Thinking about picking up the X2(?) waterproof model too.