Shadow,
The point that he stated that this was the 4th time indicates a pattern of wrong place wrong time on her part.
Maybe I forgot to say that I am glad she is OK and whatnot but my first impression is that if this is incident #4 then she must be doing something wrong.
I have driven a beer truck all over NYC, Brooklyn, Queens, The Bronx and managed to avoid incidents.
I was a sales manager of a prepaid phone card company selling in East San Jose, Ca. I carried over $5k in phone cards everyday. I watched where I parked and who was around when I pulled out cards to avoid attention. I acknowledged with visual contact would be thieves. Never had an incident. I now live in Oakland, Ca now going on 5 years and still no incident (even with a shooting at my local liquor store). Once I almost got mugged I think; I was walking at night and passed a fellow who acted very odd. He was very interested in me. He turned around and started to follow but I made a few turns and lost him in a bushy area of a park; he was looking for me though.
Anyway I have lived in big cities most of my adult life and actively avoid trouble. I also realize I have been lucky but I think I have made my own luck when it comes to street safety.
Picard's friend should think about what contributed to the incident as well as #1,2 and 3.
Bill