Just an update... I do like the Family Records Organizer (FRO) that T Rowe sent me quite a bit. I have merged a couple of different lists between me and my wife onto it and am happy with the results. I agree with what Eugene and others have said about future retrival etc... In the very least this tool is giving me a good format to print out for my bank box and home safe, but will try to figure out a way of moving it to a more open format for future update.
One thing I did not plan on doing , but has the makings of a fruitful organization project, is to open every statement I have gotten in my and my wifes name and look for current contact info, correct acct # etc. I have been merging my wifes and my passwords and ID's into the FRO.
I intend to do this through the end of the year/ next billing cycle and end up with a 2007 year end document. By looking at the each billing statement carefully I discovered a monthly overbilling on one of my service agreements that I was able to correct with a simple phone call.