Our daughter and son in law are in their mid 30's and have one kid.
They live in New Hampshire, and make the big money. They think my wife and I are totally bonkers out of our gourds because we tell them to prepare for bad times senarios...
They have bought into all the crap of their generation...it is too bad!
We can't tell them what to do...so they are are their own...

I fear what their reactions will be later if everything does go down the tubes...

They spend their money as fast as they make it, and barely make it on 250 K a year! I think they are the ones who are out of their gourds...but what can you say to them.