Thanks,
That is what I was looking for. The reason I didn't see that thread is I am still recovering from the "Great Hardrive Crash of 2007". In early June, my barely 3 year old HP's hard drive crashed... Had I backed up my files? STRIKE ONE!
Bad enough,as I am trying to figure out what files I have lost, 3 weeks later some knucklehead breaks into my car car in my driveway (and 3 other neighbors) and makes off with my Treo phone. Did I have my car locked? Strike Two! We pride ourselves on the safety and security of our 'hood, and have the property tax bill to back it up it!
So began the serious identification of what was lost and reconstruction. To add to Eugenes point, the cost of recovery is much higher than the cost of data imput in the first place. My Itunes library gone, photos from a college bowl game-gone, the poem I wrote to read to my daughter on her wedding day... you get the point! With the Phone gone, I now realized I had lost the only remaining copy of my schedule and contacts.
So I just got my new PC (and my new external HD for simple back up and security). I am now recreating my "keystone" financial spreadsheet from my last saved version almost a year earlier.
I intend to get all of my "Keystone documents" onto flash drives and paper backed in a couple of locations.
I figure I had at least 40 hours work into the main file I lost, and have spent 10 more recompiling data SO FAR.
I like the Binder concept and the templates contained in that thread. Now that I have most of my stuff recompiled, I may even re key into those formats as well. The rekeying is quick, it is recompilation that takes the time. In the future it is the "Retrieval" process I want to make plenty redundant and bullet proof.
Had I had a house fire or tornado and lost all of my source documents, I am convinced it would take a hundred hours to get my arms around all of my account numbers, passwords, assets,insurance policies and contacts.

PS... Included in my "lost favorites" files were the links to this forum. I "once was lost, but now got found" as I searched through old emails and came across my Login email from this site. I would have been lost for good in the "world wide web" without that lucky stroke of unintended back up!