Here in the UK we are relatively short on disasters. No volcanoes, hurricanes, earthquakes, tornadoes.

Actually we do get earthquakes. Little ones most years, up to 6 on the Richter scale once a century. And apparently we have the world record for highest reported incidence of tornadoes - which is mostly because they all get observed, and most of them are small, but recently we've been getting a big one roughly once a year. But we're pretty safe from hurricanes and volcanoes.

Flooding is becoming quite common - my house is on high ground. Other than that it's mostly man-made disasters. Bird flu, or similar. Terrorist activity - eg poisoning the water. Power cuts are rare where I live, but a wide variety of things can cause one. A few years ago we had a fuel strikes; they only lasted a week, but that was enough for supermarkets to start running out of some foods.

My plan for most things is to shelter in place. In the UK there aren't a lot of places to bug-out to.